Showing posts with label emergency fund. Show all posts
Showing posts with label emergency fund. Show all posts

Wednesday, 27 April 2011

Let The Battle Commence

Like many others my big downfall is grocery shopping. Two growing young men to feed and I find myself totally disorganised on the shopping front. One week I menu plan, organise a home delivery, no impulse buys all sorted. Other weeks - like now - there is a long weekend approaching and we are down to nearly nothing, which means I will pop into local supermarket on my way home from work and spend £30 - on what ?

May and June will be tight, with utilities bills and car servicing. But having done a budgeting spreadsheet for the next year, this is going to be my final lean patch, by the beginning of July I'm going to be 75%out of the overdraft. August and September look decidedly less red and more pink :) I know I need to start an EF, but every penny is claimed until early Autumn.

So the only way to ensure I get this right is too stay on top of the grocery budget. Do a week in advance and stay that way.

I see plenty of menu ideas on the web, I am a real foodie- so lets get it on !